Category Archives: Insurance Costs

Is Small Business Insurance Necessary?

As a small business owner there are a lot of things you are concerned with on a daily basis.  Without insurance, it is possible that you would have even more to worry about. Do not take that chance! It is necessary, even when owning a small business to possess business and liability insurance policy.  Beside…

Factors that May Affect Your Insurance Policies

Most people do not spend a majority of their time contemplating their insurance policies.  There are a number of events that may occur in your life in which you may need to contact your insurance broker and discuss how they affect your policy.  Many people do not seek assistance after these instances which are volatile…

Why Insurance Premiums Increase While Property Value Decreases

Customers always seem to ask insurance agents the following question: “How can it cost more to insure my home when my property value is declining?” This has been even more prevalent following the economic slump in the last few years. Values naturally tend to decline as the real estate markets slows up.  Currently homes are…

Protecting your Business with Professional Liability Insurance

Simply put, every business should hold a professional liability insurance policy.  Whenever something negative should occur, the policy takes place at the worst of times.  It is possible that one day your business is in the green and profiting greatly and the next something severe occurs, crumbling your very company to the ground. Professional liability…

Are You Paying Too Much for Car Insurance?

Chances are with the economy the way it is, you are looking at every possible way to save money. One of the easiest ways to save money is by adjusting your auto insurance bill. There are several very simple, yet effective ways to trim down your auto insurance costs to the bare coverage you need,…

Know What Your Homeowners Insurance Covers

It is true that most individuals don’t truly read or understand their insurance policy. The average person just knows that insurance is required when owning a car or a home, but beyond that most don’t look into their policies much.  When purchasing homeowner’s insurance it is rare that one knows what is covered and what…

5 Steps To Keep Your Home From Being Underinsured

A large amount of homes in the US are underinsured. Keeping your home insured properly can save you a lot of anguish later when you are making a claim and it is not covered. Gregg S. Marcus, a Long Island Insurance Executive shares five steps you can take to assure that your home isn’t underinsured….

Tricks To Keep Your Renter’s Insurance Premiums Down

It is common for renter’s insurance premiums to be inexpensive, with the average standard policy costing around $30 a month. This figure can differ though, according to many different factors. With the state of the current economy, every dollar counts! In this post, Gregg S. Marcus, a Long Island Insurance Executive lists some easy tricks…

5 Ways to Lower Homeowner’s Insurance Costs

home-insurance

The premiums you pay on your homeowner’s insurance can vary by hundreds of dollars; depending on the insurance company you buy your policy from. Gregg S. Marcus, a Long Island Insurance Executive, gives you five other important things to consider when buying homeowners insurance. 1. Raise Your Deductible A deductible is the amount of money…