Monthly Archives: March 2012

Everything You Need to Know about Renter’s Insurance

Renter’s insurance offers protection from life’s unpredictable events. Many renters assume that they are covered under your landlord’s insurance policy, but often that is not the case.  A landlord’s insurance policy usually only covers damage to the building itself, not the residents actual possessions. Renter’s insurance ensures that you can protect your own belongings from…

Do Small Auto Insurance Companies Offer Better Rates?

Though insurance coverage is a vital asset to every driver, it is truly important in the occurrence of an accident. It is likely that in this instant that those involved in the tragedy may need some medical assistance, the treatments of these injuries would of course require some finances, this is where auto insurance comes…

Can I Request a Decrease on my Homeowner’s Policy?

In a word yes, a homeowner can request a decrease on their policy, however, it is required that a client purchase the full percent of the insurance value. This of course means the client must buy the amount of coverage necessary to be able to cover the full value of the home in the instance…

How Important is Renter’s Insurance?

A homeowner’s insurance policy protects those who own their own house in the event of a tragedy, theft, or any other unforeseen incident.  Those individuals who rent instead of owning a home, renter’s insurance exists to offer the very same protections.  People whom of which live in apartment buildings are not usually required to have…

Is Minimum Homeowner’s Insurance Enough?

When shopping for homeowner’s insurance, individuals usually search for the lowest possible rates, especially with the economy being in the shape it is. However, policy holders should not settle for a lower rate with the risk of having inadequate coverage. A homeowner’s insurance agent will typically recommend what they believe to be best for your…

The Most Common Auto Insurance Claims

It is important before deciding on an insurance policy, to know what the most common auto insurance claims are. By educating yourself with these facts and statistics you will be able to determine which premiums best fit your standards.  By knowing what the most prevalent claims are, you are able to avoid paying unnecessarily high…

Protecting your Business with Professional Liability Insurance

Simply put, every business should hold a professional liability insurance policy.  Whenever something negative should occur, the policy takes place at the worst of times.  It is possible that one day your business is in the green and profiting greatly and the next something severe occurs, crumbling your very company to the ground. Professional liability…

Are You Paying Too Much for Car Insurance?

Chances are with the economy the way it is, you are looking at every possible way to save money. One of the easiest ways to save money is by adjusting your auto insurance bill. There are several very simple, yet effective ways to trim down your auto insurance costs to the bare coverage you need,…

Why It’s Important to Get a Home Insurance Quote

It is a smart move that you have decided you want home insurance, however, before you purchase this insurance you must first get a homeowner’s insurance quote.  It is important to get quotes from many major companies as if you do not, you will not know which is offering you the best deal.  You should…

Lower Your Business Insurance Rate

It can be said that small businesses are the backbone of the American economy.  The younger businesses are where individuals apply creativity, ingenuity, and apply the greatest amounts of innovation. Though, when a business fails it can be deeply saddening on many levels. The loss of jobs, income and investments all take place when a…