Monthly Archives: February 2012

5 Unexpected Costs for Homebuyers

When looking to purchase a home, many buyers mistakenly believe the sales price of the house is the only cost they need to worry about.  However, those who have purchased a home before no for a fact that there are many other costs involved which need to be taken into consideration.  It is important to…

Ways to Obtain the Cheapest Auto Insurance

Most individuals when asked how much their car costs them a month, they simply reply by explain what their car loan is monthly. People at often times do not take into consideration maintenance, gas, and usually the most expensive aspect, insurance. Lowering your insurance is one of the simplest and most effective ways to lower…

Saving Money on Your Homeowner’s Insurance Policy

Residents throughout the country are always looking for ways to cut back on their expenses and tighten their household budgets. A great way to start is by reviewing your homeowner’s insurance policy. Homeowner’s policies can vary greatly from one home to another. It is always recommended that you shop around in order to find the…

HOW TO: Stay Safe in Your Vehicle

Though improvements in technology help to lower the number of car accidents that occur each year, it still remains that most accidents are the result of human error. In order to lower your risk of getting into an accident it is vital to practice safe driving skills. Regardless of whether you are a first time…

Steps to Prevent Your Pipes from Freezing in the Winter Months

Those who have experienced the misfortune of having a pipe burst know the devastating impact it can have on one’s home. The broken pipe itself is a relatively minor inconvenience, though the immense amount of water that flows from within can become quite a disaster. The running water leaking through your walls and ceiling may…

Why You Need Car Insurance Even If You Don’t Own a Car

Most individuals erroneously believe because they don’t have a car that they don’t require auto insurance. Contrary to this belief, it is important to know that some form of insurance should cover anyone who wishes to drive at some point, even if it is not their vehicle. Needless to say, everyone who drives should be…

HOW TO: Reduce Basement Flooding Risk

It is not uncommon for rain showers to wreak havoc on any home’s basement, no matter the location. Simply resolving an obvious gutter or downspout leak can solve most basement water problems. Though a few water problems may have some causes that are difficult to identify and fix. In this post, Long Island Insurance Executive,…

Understanding Your Insurance Policy

An insurance policy is a legally binding contract between an insurance company (the insurer) and either a person or business (the insured). Reading your policy helps you to confirm whether or not the policy meets your needs and also to clarify what the responsibilities of you and the insurance company are, especially when a loss…

Can Marital Status Affect Car Insurance Premiums?

Most people believe there are two factors that contribute greatly to lowering ones auto insurance: turning 25 and getting married. Both of these occurrences appear to be true, as becoming 25 as well as entering a marriage are both strong indicators of maturity and in respect safety. Though many people find this to be at…

Types of Fire Insurance

Fire insurance is an insurance policy purchased in order to cover any damage to property caused by a fire. It is a specialized form of insurance beyond regular property insurance, which is designed to cover the cost of replacement and/or repair, beyond what is covered by your basic property insurance policy. Most homeowner’s and commercial…