Monthly Archives: January 2012

Why New York Residents Need Rental Insurance

Any renter in New York or other state with an extremely high cost of living would benefit from having Renter’s Insurance. Since landlords only have insurance to cover the actual building and not your belongings, it is important to protect all of your possessions. In this blog post, Gregg S. Marcus, a Long Island Insurance…

Commercial Car Insurance for Home Based Business Owners

When you run your own business and operate it from your home, it can be easy for the lines between businesses and personal to blur and to confuse how you handle certain aspects of your operation. With so many different IRS guidelines and home business ordinances, it can also be easy to become confused about…

The Basics of Jewelry Insurance

Jewelry is a major investment and you will want to insure your collection to protect it against theft, damage or loss. Jewelry insurance may be the finest method to ensure the safety of your heirlooms and secure your investment in the precious metals and gems. In this post, Long Island Insurance Executive, Gregg S. Marcus,…

FAQ: What Happens After I Apply for Disability Insurance?

By deciding to purchase disability insurance, you have taken a positive step in protecting future income in the case of a debilitating accident. Whether you have an individual long-term disability policy that you purchased from an insurance agent or a group disability policy provided by your employer, what happens next is the same. In this…

Avoiding Car Theft

In a perfect world, your home, cars and family members would be safe from any kind of harm or accident. Unfortunately, some areas of the country are known to have more criminal activity and the amount of car theft or vandalism may vary from one geographical location from the other. Sometimes you can’t help where…

Guide to Common Water Damage Insurance Claims

Water is one of the most common claims that can be reported by the insured on a homeowner’s insurance policy. Water damage can come as a result of a rainstorm, sewage backup, plumbing leaks or other causes. In this post, Long Island Insurance Executive, Gregg S. Marcus, discusses common water damage insurance claims and misconceptions….

Insurance Tips for First-Time Home Buyers

Home ownership is the American dream. However buying a home of your own requires a major financial commitment. This means saving for a down payment, finding the right mortgage lender and the most important responsibility, finding affordable home protection. In this blog post, Gregg S. Marcus, a Long Island Insurance Executive lists some tips for…

FAQ: Do I Need Landlord Insurance?

Maybe you’re moving up to a bigger home and holding on to your former residence as a rental property. Or maybe you’ve tried to sell your home without success. Whatever the reason, if you’re thinking about renting out your home, you need to look into landlord insurance. A comprehensive landlord’s rental property insurance policy will…

Save Money on Your Car Insurance With These 5 Questions

In these tough economic times, it is important to try and save money wherever you can. Since every driver needs car insurance, this is a great place to start saving money. In this post, Long Island Insurance Executive, Gregg S. Marcus lists the top five questions to ask your insurance representative before deciding on a…

FAQ: What is E & O Insurance?

Errors and omissions coverage (also known as E&O Insurance) is a professional liability insurance that protects firms that offer advice or services. The policy covers the insured against any claims from a client who claims they suffered monetary loss or the policyholder didn’t perform due to negligence. General insurance companies often omit this particular coverage…