Monthly Archives: November 2011

FAQ: What does ‘Licensed, Bonded & Insured’ Mean?

If you’ve ever looked for a business to perform any type of homebuilding, renovation or repair project, you’ve come across the term “licensed, bonded and insured.” In this post, Long Island Insurance Executive, Gregg S. Marcus, explains what it means to be licensed, bonded and insured. The federal government contracts require contractors to be bonded…

3 Things to Consider When Looking at Business Insurance Companies

“For many business owners, their business is their livelihood.” Gregg S. Marcus, a Long Island Insurance Executive. “Businesses must be protected, from the employees to the building structure the business is housed in.” Choosing the right insurance company can be a daunting task. Here are some things to consider when making this big decision: 1….

HOW TO: Save Money On Your Driving Expenses

A car’s upkeep doesn’t need to break the bank. By making a few changes, you could save hundreds or more over the course of the year. In this post, Gregg S. Marcus, a Long Island Insurance Executive shares litter changes that you can make to shave down the cost of your driving expenses. Maintenance Always…

Preparing Your Car for the Colder Weather

We’ve already had our first snow of the season and we are less than a month away from the official start of winter. As a Long Island Insurance Executive, Gregg S. Marcus wants to make you’re your car is prepared for this change in weather. The colder temperatures can be rough on any automobile, although…

FAQ: What is the Difference between Workers’ Compensation and Disability Insurance?

“This is a question that a lot of people, including many small employers, don’t know the answer to,” says Gregg S. Marcus, a Long Island Insurance Executive. “Many are under the impression that disability insurance and workers’ compensation are the same thing. Although they are similar in benefits, there are fundamental differences.” By understanding the…

3 Ways to Accelerate Your Auto Claim and Repairs

Being in a car accident is the last thing anyone wants to go through. It can be a stressful experience, but the auto claim process does not need to be. The faster your claim is reported and repairs are resolved, the faster you can get back on the road and put the accident behind you….

Essentials in any Travel Insurance Policy

Travel insurance is a vital part of any travel plans, helping to ensure your safety, wellbeing and financial security if things go wrong. A travel insurance policy not only protects you while you are away but also before you leave. If you are planning to travel abroad or even domestically, it is important to think…

HOW TO: Properly Insure your Business

There are risks in any endeavor and a business is no different. According to the Insurance Information Institute, 25% of businesses that close their doors due to disaster never open them again. The process of selecting the proper insurance for your business may be daunting, but it is of the utmost importance! “Before you officially…

Road Rules to Keep Your Teen Driver Safe

Did you know that one in five teenage drivers is involved in a crash within their first year of driving? Also, nearly half of the fatal crashes involving 16-year old drivers were single vehicle crashes. Many of these involved teens using their cell phones while driving. These statistics are very scary, especially for parents of…

Losses Not Covered By Automotive Collision Insurance

Collision is an optional component of an automobile insurance policy. It is purchased to cover damage to or destruction of an automobile. This coverage applies when there is damage to a vehicle caused by a crash with another vehicle, or object, or even with the road or roadbed. Collision is basically set aside to deal…